So $5/month seems reasonable on the face of things, especially if you're a Western, 6 figure earner. But when you pick it apart, it soon mounts up. Especially if you live in a country where salaries tend to be lower.
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There isn't an easy fix for this. I suppose it all boils down to folk being responsible adults (I know I reallystruggle with this, personally) to ensure we budget effectively. But that's easier said than done, most often.
Alles wat Jan bezighoudt, interesseert en irriteert... en ook een beetje onzin...